ZapYeti

ZapYeti is a free debt payoff calculator and tracker that helps you create a plan to become debt-free faster. Enter your debts and instantly compare snowball, avalanche, and custom payoff strategies to see which saves you the most money and time. Connect your bank accounts via SimpleFIN for automatic balance syncing so your progress stays up to date without manual entry. Features include interactive payoff timelines, amortization schedules, extra payment modeling, and detailed breakdowns showing exactly how much interest you'll save. Built as a modern web app with dark mode support. Free to use, no ads.