Debt Payoff Planner

1 like

Debt snowball and avalanche app for iPhone. Enter your loans and credit cards, see your estimated debt-free date and record every payment. No account, no bank link, works offline.

Overview: all debts with balance, principal paid, next payment and rate

Payoff plan: snowball vs avalanche comparison with debt-free date and interest saved

Statistics: estimated debt-free date, recorded payments and 12-month history

Cost / License

Freemium (Subscription)
Proprietary

Application typeApplication types

Origin

Norway

Since

Updated

Updated Oct 2026

Platforms

iPhone

Alternatives

1like

15alternatives

0articles

Properties

Privacy focused

Features

Goal Tracking
No registration required
Support for multiple currencies
Ad-free
Cloud Sync
Dark Mode
Works Offline

Debt Payoff Planner information

Developed by
Linas Nutautas
Licensing
Proprietary and Freemium product.
Pricing
Subscription ranging between $3 and $5 per month + free version with limited functionality.
Alternatives
15 alternatives listed
Badge
Get an embeddable badge for Debt Payoff Planner
Supported Languages
- English
- Dutch
- French
- German
- Italian
- Japanese
- Korean
- Polish
- Portuguese
- Spanish
- Thai
- Turkish
- Vietnamese
- Norwegian Bokmål
- Swedish

AlternativeTo Categories

Business & Commerce, Office & Productivity

Apple AppStore

Updated Oct 7, 2026
5 avg rating

View in AppStore

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Debt Payoff Planner was added to AlternativeTo by linasdev on Sep 15, 2026 and this page was last updated Sep 29, 2026.

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What is Debt Payoff Planner?

Debt Payoff Planner: Tracker is a debt payoff app for iPhone. Enter your loans, credit cards and other debts, compare the snowball and avalanche methods, see your estimated debt-free date, and record every payment. It never connects to your bank. You enter debts by hand, and your records stay on your iPhone and in your private iCloud. No account is required and the app works offline.

What it does: track debts you owe and money owed to you. Log payments with a principal vs interest breakdown. Reminders before due dates. Snowball (smallest balance first) and avalanche (highest interest first) comparison with debt-free date and estimated interest. Statistics, progress milestones and PDF reports. Loan calculator. 15 languages.

Free: up to 3 debts, payment logging, reminders and the debt-free estimate. Premium ($4.99 per month, or $29.99 per year with a 7-day free trial on the yearly plan, US prices) adds unlimited debts, strategy comparison with the exact payoff order, advanced statistics and PDF reports.