PayPal AlternativesOnly Free apps from the EU

The best free alternative to PayPal is GNU Taler, which is also Open Source. If that doesn't suit you, our users have ranked more than 100 alternatives to PayPal and ten of them is free so hopefully you can find a suitable replacement. Other interesting free alternatives to PayPal are Klarna, Wero, bunq and Groestlcoin.

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PayPal alternatives are mainly Payment Processing Services, but if you're looking for Money Transfer Services or Online Banking Tools you can filter on that. Other popular filters include EU, Apple Watch and Open Source. You can also filter by region, for example EU-based alternatives if you prefer software developed in the European Union. These are just examples - use the filter bar below to find more specific alternatives to PayPal.
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Alternatives list

  1. GNU Taler icon
     25 likes

    GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering.

    124 GNU Taler alternatives

    Cost / License

    Application type

    Platforms

    • Android
    • Self-Hosted
    • Google Chrome
    • Opera
    • Mozilla Firefox
    • F-Droid
     
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  2. Klarna icon
     2 likes

    SHOP NOW. PAY LATER. When you shop in the Klarna app, you can split the cost of your purchase from any online store into 4 smaller, interest-free payments. And it works just as easily in-store, with Apple Pay. So you can get what you love today and pay later.

    NEW DEALS EVERY DAY.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Google Chrome
     
  3. Wero icon
     4 likes

    Wero is a payment service made cooperatively by several european banks. It allows direct sending of money between contacts, connected via e-mail-adresses or phone numbers. It is planned to also support online shopping payments.

    5 Wero alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
     
  4. bunq icon
     Like

    bunq is a Dutch, internationally active mobile bank. bunq offers personal and business accounts and focuses on ease of use transaction accounts.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
     
  5. Groestlcoin icon
     13 likes

    GroestlCoin (GRS) is a peer-to-peer Internet cryptocurrency utilizing the Groestl algorithm that enables instant payments to anyone in the world. GroestlCoin makes efficient mining possible for EVERYBODY who wants to mine – whether on an old CPU or a new GPU.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
     
  6. Fortumo allows any merchant to set up payment processing for web and mobile services, games or apps. Users with a mobile phone are then able to make one-click payments using Fortumo without the need for a credit card - payments are charged to their mobile operator bill instead.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Android Tablet
    • Windows Phone
    • iPad
     
  7. Lydia icon
     5 likes

    Lydia is a mobile payment solution. Started with payment through QR code, email or SMS and direct money exchange with friends using your credit card, it is now an all-in-one payment and money management service.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    • Apple Watch
     
  8. Plink icon
     Like

    Easily create payment requests and send to your customers via e-mail, SMS or by copy-pasting the link.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
     
  9. SWYPE icon
     1 like

    Non-custodial crypto payment links, invoices, split bills, creator tipping, and private/public cross-chain swaps in one platform.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Telegram
    • Discord
     
  10. Spayce icon
     Like

    Freelancers and small teams deserve tools that value their work. Spayce makes payment requests smooth, confident and on-brand, so getting paid reflects the quality of your work.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
     
10 of 10 PayPal alternatives