PayFile Pro icon
PayFile Pro icon

PayFile Pro

PayFile Pro turns a CSV of payments into a bank-ready NACHA ACH or Canadian EFT file — entirely in your browser, so account numbers never reach our servers.

Supported banks: 7 Canadian institutions and 6 US bank workflows.

Cost / License

  • Pay once
  • Proprietary

Platforms

  • Online
  • Software as a Service (SaaS)
Upload step. File generation runs in the browser — not on our servers.
Free preview. Validate before you pay — credits used only at file generation.
+2
Bank file downloaded: a compliant RBC CPA005 file, ready to upload to RBC.
PayFile Pro alternatives  
0likes
0comments
4alternatives
0articles

Features

Properties

  1.  Privacy focused

Features

  1.  Import CSV Data
  2.  No Coding Required
  3.  Support for multiple currencies
  4.  Ad-free
  5.  Bookkeeping
  6.  Browser-based
  7.  No Subscription
  8.  Client-side
  9.  Direct deposit

 Tags

PayFile Pro News & Activities

Highlights All activities

Recent activities

PayFile Pro information

  • Developed by

    CA flagPayFile Pro

  • Licensing

    Proprietary and Commercial product.

  • Pricing

    One time purchase (perpetual license) ranging between $10 and $75.

  • Alternatives

    4 alternatives listed

  • Supported Languages

    • English

AlternativeTo Category

Business & Commerce

Popular alternatives

View all
PayFile Pro was added to AlternativeTo by payfilepro on and this page was last updated .
No comments or reviews, maybe you want to be first?

What is PayFile Pro?

PayFile Pro is a browser-based payment file generator for US and Canadian small businesses, bookkeepers, and finance teams who need to send batch ACH or EFT payments through their bank.

The core architectural decision sets PayFile Pro apart: payment data is processed entirely in your browser. Account numbers, routing numbers, transit numbers, and payment amounts never transmit to PayFile Pro's servers and are never stored anywhere outside your own device. The application stores only your account email, your credit balance, and audit metadata — never the payment data itself. For bookkeepers and finance teams handling sensitive client banking details, this is a structural privacy guarantee rather than a policy promise that could be changed later.

The product itself is straightforward. Upload a CSV of payments or enter them manually in a guided form. PayFile Pro validates your data against the destination bank's published specification and generates a bank-ready output file: a US NACHA ACH file for any major US bank, or a Canadian CPA005, 1464, or EFT 80 file for TD, RBC, BMO, Scotiabank, CIBC, ATB Financial, or Central 1 (credit unions). Upload the resulting file through your bank's online portal, and your payments go out the same day.

Pricing is pay-as-you-go credits with no subscription, no implementation project, and no minimum commitment. Credit packs start at $10 USD and credits never expire. You only pay when you generate a file.

Official Links