Lumo Wallet

Lumo Wallet is a modern non-custodial crypto wallet designed to make digital assets simple, secure and accessible for everyday users and businesses. Lumo gives users full control of their crypto, with private keys and recovery phrases generated and held by the user rather than by Lumo. The platform combines self-custody with practical crypto features including asset management, crypto swaps, payments, on-ramp and off-ramp services, debit card access and AI-powered assistance through PulseAI. For businesses, Lumo provides crypto payment infrastructure including online checkout, invoices, payment links, plugins and business wallet tools, allowing merchants to accept cryptocurrency payments and settle confirmed payments directly into their business wallet. Lumo also provides access to a crypto debit card through licensed third-party partners, allowing users to convert their crypto into everyday spending power. Third-party services may be subject to their own availability, fees, KYC requirements and regional restrictions. Lumo's core wallet is non-custodial, meaning Lumo does not hold users' private keys or control their on-chain assets. Users remain responsible for securing their wallet credentials and recovery phrase.