KreditPilot

KreditPilot is an English-language private loan and debt portfolio manager for individuals, investors and businesses. It brings borrowers, loan agreements, principal, installments, interest, due dates and payment records together in one clear workspace.

A central dashboard summarizes outstanding balances, invested capital, upcoming payments and interest income. Users can manage customer and contract details, distinguish active, paid and overdue loans, record incoming payments, review payment and event histories, and track upcoming obligations in a calendar and agenda.

KreditPilot supports multiple repayment models, including fixed total repayment, annuity loans with declining balances, constant principal repayment, bullet interest payments and open-ended loans. Payment frequency, collection day, grace periods, weekend rules and late fees can be documented for each agreement. Interest and principal charts make repayment progress easier to understand.

Portfolio analytics cover cash flow, repayment rate, remaining balances, outstanding receivables, interest income, concentration and risk indicators. Reports, loan statements, cash summaries and numbered payment receipts can be generated as PDF files. Multiple currencies are supported for international portfolios.

No account is required. Data is stored locally on the device, and backups can be exported and restored under the user's control. Documents leave the app only when the user explicitly shares them.

The free version supports up to two customers and three loans. KreditPilot PRO removes these limits and unlocks advanced analytics, PDF and audit-log exports, personal reminders and automatic backups.

The app interface is available in English, German, Spanish, Portuguese, Korean and Urdu. KreditPilot documents and monitors existing private or business loan relationships; it does not issue, broker, process or transfer loans or payments, and it does not replace legal, tax or financial advice.