Karrot Alternatives

Karrot is described as 'Personal Loans and Online Loans in Minutes' and is an website in the business & commerce category. There are more than 10 alternatives to Karrot, not only websites but also apps for a variety of platforms, including iPhone, Android Tablet, iPad and SaaS apps. The best Karrot alternative is Upstart, which is free. Other great sites and apps similar to Karrot are LendingClub, Affirm, CommonBond and cafeloans.

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Alternatives list

  1. Upstart icon
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    A smarter loan. You earned it. Upstart is an online lending platform that uses data to bring together high potential borrowers and investors.

    10 Upstart alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
    • Upstart is the most popular Web-based alternative to Karrot.

    • Upstart is the most popular free alternative to Karrot.

    • Upstart is Free and ProprietaryKarrot is also Free and Proprietary
  2. LendingClub icon
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    We’re transforming the banking system to make credit more affordable and investing more rewarding. We operate at a lower cost than traditional bank lending programs and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.

    Cost / License

    • Pay once
    • Proprietary

    Application type

    Platforms

    • iPhone
     
    • LendingClub is the most popular iPhone alternative to Karrot.

    • LendingClub is the most popular commercial alternative to Karrot.

    • LendingClub is Paid and ProprietaryKarrot is Free and Proprietary
  3. Affirm icon
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    Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • iPhone
     
  4. CommonBond icon
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    CommonBond is an online lending company that makes education finance better. Through CommonBond, our members gain access to a robust suite of low fixed- and variable-rate student loan products to refinance existing student loans after graduation or to finance an MBA while in...

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  5. cafeloans icon
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    Cafe Loans is a streamlined approach to get restaurants the working capital they need to grow.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  6. Copy a direct link to this comment to your clipboard

    FundMore-ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans.

    Cost / License

    • Subscription
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
    • FundMore.ai is the most popular SaaS alternative to Karrot.

    • FundMore.ai is Paid and ProprietaryKarrot is Free and Proprietary
  7. HelpPays icon
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    HelpPays is the largest marketplace for true short-term peer-to-peer loans. With the HelpPays marketplace, anyone can lend to anyone. We enable members to borrow or lend up to $2,000 for up to 9 months. Donation protection is provided on every loan.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  8. Earnest icon
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    Earnest is a technology enabled lender that rewards financially responsible people with better rates than traditional lenders.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  9. Vouch icon
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    With Vouch loans you are more than a credit score, because you create a network of people who sponsor you. Sponsor people you trust and invite people to sponsor you. When people sponsor each other they can help each other get better loans.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
    • Vouch is the most popular Android, iPad & Android Tablet alternative to Karrot.

    • Vouch is Free and ProprietaryKarrot is also Free and Proprietary
  10. On Deck icon
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    Launched in 2007, OnDeck connects Main Street businesses – such as restaurants, retailers, and other service providers – directly to capital. The proprietary OnDeck technology platform uses data aggregation and electronic payment technology to analyze the financial health of...

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
     
10 of 10 Karrot alternatives