Iota-Home
Free comprehensive mortgage modeling tool with ARM analysis, detailed amortization schedules, equity tracking, and extra payment impact. Compare fixed vs adjustable-rate mortgages, calculate PMI, and plan your home financing strategy.
Cost / License
- Free Personal
- Proprietary
Application type
Platforms
- Online
- Software as a Service (SaaS)
Features
- Ad-free
- Goal Tracking
- No registration required
- Dark Mode
- White Label Solution
- Financial Planning
Tags
- affordability-calculator
- affordability
- extra-payments
- extra-payment-calculator
- refinance-calculator
- Lead Generation
- home-affordability
- arm-calculator
- embeddable-widget
- amortization-schedule
- real-estate
- loan-calculator
- fintech
- first-time-homebuyer
- mortgage-calculator
- mortgage-broker-software
- home-buying
- pmi-calculator
- mortgage-modeling
- refinance
- home-loan
Iota-Home News & Activities
Recent activities
- ckulas liked Iota-Home
Maoholguin added Iota-Home as alternative to SD6Tools, Purple Peak, Should I Refinance Yet and incomp- ckulas added Iota-Home
Iota-Home information
Developed by
Iota Home LLC Licensing
Proprietary and Free Personal product.Pricing
Subscription ranging between $99 and $299 per month.Alternatives
13 alternatives listedSupported Languages
- English
What is Iota-Home?
Iota-Home is a free mortgage modeling tool for homebuyers, homeowners, and real estate investors. It picks up where most calculators stop: instead of a single monthly payment, you get the full amortization schedule, adjustable-rate modeling with break-even analysis against a comparable fixed loan, extra-payment and early-payoff scenarios, accurate PMI removal dates, escrow breakdowns, and equity milestones across the life of the loan.
Scenarios can be saved, compared side by side, and stress-tested with hypothetical payoffs, recasts, or refinances without touching the original. A portfolio view tracks several properties at once.
No account is required and calculations stay in your browser. Lenders, brokers, and credit unions can license the same engine as a branded calculator embedded on their own site.