Finoinc

Finoinc is a personal finance app for macOS that keeps everything on your Mac. Export the OFX statement your bank already offers and drop it in: Finoinc skips what you already imported, pairs charges with their refunds, applies your rules and lays the month out on a dashboard.

Rules categorize every import, and the app points out recurring charges that still have no rule. Card bills and transfers between your own accounts don't count twice, bills show up on a calendar as paid, pending or overdue, and investments are tracked apart from spending. An optional local MCP server lets an AI agent answer questions about your money.

Everything lives in one SQLite file. No account, no telemetry, no network calls by default. Free and open source under the MIT license, built with Tauri, Svelte and Rust. macOS 12 or newer, Apple Silicon and Intel.