Chipkie

Chipkie is a web and mobile based app for managing personal loans between friends and family. It brings agreed loan terms, repayment records and reminders together, giving lenders and borrowers a shared view of their arrangement.

Users can set the loan amount, interest rate and repayment schedule, record payments, attach receipts and track the outstanding balance. Existing loans can also be added for ongoing management, while optional written loan agreements help document the agreed terms.

Key features include:

• Shared loan records for lenders and borrowers.
• Flexible repayment schedules, including interest-free loans.
• Repayment tracking and payment receipts.
• Automated repayment reminders.
• Optional loan agreements with electronic signing.
• Tracking for new and existing personal loans.

Chipkie is available in Australia, the United States and the United Kingdom. Users arrange and transfer funds directly between themselves, while Chipkie provides the tools to document and manage the loan.