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Calm Sea icon

Calm Sea

Manual-entry finance planner for tracking net worth, modelling accumulation and retirement drawdown, testing FIRE timelines with Monte Carlo scenarios, and analysing property cash flow, returns, debt and taxes across assets, liabilities, income and expenses.

Calm Sea screenshot 1

Cost / License

  • Freemium (Subscription)
  • Proprietary

Platforms

  • Online
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Calm Sea information

  • Developed by

    AU flagCalm Sea

  • Licensing

    Proprietary and Freemium product.

  • Pricing

    Subscription that costs $9 per month + free version with limited functionality.

  • Alternatives

    13 alternatives listed

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  • Supported Languages

    • English

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Calm Sea was added to AlternativeTo by Ben-M on and this page was last updated .

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What is Calm Sea?

Calm Sea is a web-based personal finance tool that integrates net worth tracking, retirement forecasting, and property investment evaluation. Users can input their financial data, and the tool generates models predicting their financial status over time. It illustrates asset growth and debt reduction and shows the sustainability of savings in retirement.

Calm Sea's features include net worth tracking across multiple categories, retirement and FIRE projections, and a Monte Carlo simulation to test retirement plans under various market conditions. It also offers retirement drawdown modelling, property investment analysis, and cash flow visualization. The tool includes tax rates for many US states, Australia, the UK, and major EU countries, and provides free calculators and educational articles.

However, Calm Sea does not provide personalized financial advice, but aids users in understanding and planning their finances. It does not replace professional financial advice.