Sites and apps similar to Calm Sea include NovaPlan, which is free. Other options are Ryban, Live Zero Path, firenum and Boldin. You can choose from more than 10 Personal Finance Tools like Calm Sea for iPhone, iPad, Android, Mac and Windows.
NovaPlan is a free, interactive financial planning and retirement simulation platform. Designed for precision and ease of use, it features a full-screen scenario studio, Monte Carlo stress testing, live milestone trajectory tracking, and modular forecasting tools.
Ryban is your complete wealth and portfolio tracker — beautiful, fast, and private. Track investments, monitor net worth, and plan retirement with Monte Carlo projections. All analytics run locally on your iPhone; only currency rates update when online.
Switzerland
Live Zero Path is a web-based personal finance and life-planning app for individuals and households. It brings the balance sheet, cash flow, monthly budget, emergency fund, investments, and insurance into one set of household books.
A month-by-month FIRE and retirement planner with Monte Carlo simulation, historical backtesting since 1871 and stress tests. Models income, expenses, assets, debts and life events.
Greece
EU
United States
Local-first personal financial planning and decision-analysis tool with scenario comparison, Monte Carlo analysis and an auditable financial ledger.
ItalyEU
Models assets, income, debts, expenses, taxes and life-event scenarios to project retirement timing, cash flow and net worth in a browser.
United States
Privacy-first retirement planner with Monte Carlo testing and AI plan analysis. No bank linking, and your plan data stays on your device by default.
United States
ProjectionLab captures the important details in life that other retirement calculators miss. You’ll find it easy and intuitive to build simple but rich financial plans that truly represent you, your loved ones, and the paths you choose.
Plan your path to Financial Independence and Early Retirement with AI-powered insights and comprehensive simulations.
RetireNavigator Studio is an offline-first, client-side retirement planning and decumulation platform designed for self-directed DIY planners, engineers, and financial independence seekers.
United States
Web app that projects a household’s balance sheet, cash flow and net worth decades ahead, with pensions, property, mortgages, scenarios and stress tests.
United Kingdom
