Affirm Alternatives

Affirm is described as 'Offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay' and is an app. There are eight alternatives to Affirm for a variety of platforms, including Web-based, Android, iPhone, Android Tablet and iPad apps. The best Affirm alternative is Upstart, which is free. Other great apps like Affirm are Splitit, CommonBond, Karrot and Vouch.

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Affirm alternatives page was last updated

Alternatives list

  1. Upstart icon
     1 like
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    A smarter loan. You earned it. Upstart is an online lending platform that uses data to bring together high potential borrowers and investors.

    10 Upstart alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
    • Upstart is the most popular Web-based alternative to Affirm.

    • Upstart is the most popular free alternative to Affirm.

    • Upstart is Free and ProprietaryAffirm is also Free and Proprietary
  2. Splitit icon
     5 likes
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    Splitit allows consumers to split transactions into monthly payments on their existing credit cards - Available on Magento Woocommerce & Shopify.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Windows
    • Online
     
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    6
    • Most users think Splitit is a great Affirm alternative.

    • Splitit is the most popular Windows alternative to Affirm.

    • Splitit is the most popular commercial alternative to Affirm.

    • Splitit is Paid and ProprietaryAffirm is Free and Proprietary
  3. CommonBond icon
     2 likes
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    CommonBond is an online lending company that makes education finance better. Through CommonBond, our members gain access to a robust suite of low fixed- and variable-rate student loan products to refinance existing student loans after graduation or to finance an MBA while in...

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  4.  Like
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    Personal Loans and Online Loans in Minutes.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  5. Vouch icon
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    With Vouch loans you are more than a credit score, because you create a network of people who sponsor you. Sponsor people you trust and invite people to sponsor you. When people sponsor each other they can help each other get better loans.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
    • Vouch is the most popular Android, iPhone, iPad & Android Tablet alternative to Affirm.

    • Vouch is Free and ProprietaryAffirm is also Free and Proprietary
  6. Afterpay icon
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    Afterpay is a "buy now, pay later" app that lets users split purchases into four interest-free payments or monthly installments, offering exclusive deals and easy order management.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
    • Online
     
  7. Earnest icon
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    Earnest is a technology enabled lender that rewards financially responsible people with better rates than traditional lenders.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  8. Copy a direct link to this comment to your clipboard

    FundMore-ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans.

    Cost / License

    • Subscription
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
    • FundMore.ai is the most popular SaaS alternative to Affirm.

    • FundMore.ai is Paid and ProprietaryAffirm is Free and Proprietary
8 of 8 Affirm alternatives