Robinhood adds AI agent trading and AI-enabled virtual credit card controls

Robinhood is rolling out Agentic Trading and the Agentic Credit Card, allowing users to connect custom AI agents to automate trades and purchases through its MCP servers. Agentic Trading uses a separate account that isolates funds from the rest of a user’s portfolio, giving agents access only to deposited assets. Users receive push notifications for every trade, can view real-time activity and P&L, and can pause agent access at any time.

Customers can set investing goals for agents, including portfolio rebalancing, sector adjustments, thematic investing, and mean reversion strategies. The trading feature is launching in beta with equities support first, with options, crypto, futures, and other assets planned later. Robinhood also includes controls such as permission limits, fraud detection, trade previews when appropriate, and manual oversight.

The Agentic Credit Card lets agents spend through a dedicated virtual Robinhood Gold Card, with spending caps and optional manual approvals. Agents can search for items, monitor availability, and complete purchases while keeping transactions limited to the virtual card and earning 3% cash back. Robinhood also warns that AI agents can make errors, misread instructions, or expose data to third-party providers, so customers remain responsible for monitoring activity and outcomes.