Xero AlternativesOnly Open Source apps categorised as Personal Finance Tools

The best open source Personal Finance alternative to Xero is GnuCash. If that doesn't suit you, our users have ranked more than 100 alternatives to Xero and 19 are open source Personal Finance Tools so hopefully you can find a suitable replacement. Other interesting open source Personal Finance Tool alternatives to Xero are ERPNext, Summit Finance, Paisa - Personal Finance Manager and GreenStash.

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Alternatives list

  1. GnuCash icon
     405 likes

    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    303 GnuCash alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com
    • Flathub
     
  2. ERPNext icon
     102 likes

    ERPNext is a free and open-source integrated Enterprise Resource Planning (ERP) software developed by Frappé Technologies Pvt. Ltd. and is built on MariaDB database system using a Python based server-side framework.

    171 ERPNext alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Linux
    • Online
    • Self-Hosted
    • Python
     
  3. Summit Finance icon
     12 likes

    Summit is a modern, self-hostable invoicing and financial management application designed for freelancers, small businesses, and agencies. Create professional invoices, track expenses, generate financial reports, and more.

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Self-Hosted
     
  4. Skrooge icon
     26 likes

    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    282 Skrooge alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
    • Haiku
     
  5. Oinkoin icon
     9 likes

    Oinkoin Money Manager makes managing personal finances easy and secure. It is light and easy to use. You need just few taps to keep track of your expenses. Simplicity and Security are our two main drivers: Oinkoin is an offline and ad-free app.

    Cost / License

    Platforms

    • Android
    • F-Droid
     
  6. hledger icon
     4 likes

    hledger is a lightweight accounting program for tracking money, time, or other commodities, on unix, mac and windows. With simple yet powerful functionality accessed from command line, terminal or web browser, it is a reliable, cross-platform alternative to Quicken, GnuCash...

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
     
  7. Cosmic Money icon
     2 likes

    A simple and intuitive money manager designed for the COSMIC desktop environment. Easily track expenses, manage budgets, and monitor financial health all in one place.

    Cost / License

    Alerts

    • Discontinued

    Platforms

    • Linux
    • Flathub
    • Flatpak
     
  8. Fruit Credits icon
     2 likes

    Fruit Credits is a double-entry accounting app that provides a quick and friendly way to log transactions and track your finances. Based on the venerable command-line tool hledger, it stores all your transactions in a readable, editable text file.

    Cost / License

    Application type

    Platforms

    • Linux
    • Flathub
    • Flatpak
     
  9. OpenMoneyBox icon
     2 likes

    OpenMoneyBox is an application designed to manage small personal money budgets in the easiest way.

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • F-Droid
    • FreeBSD
    • OpenSolaris
     
12 of 19 Xero alternatives