WithinBudget

Log spending in 5 seconds, track 33+ currencies, and share budgets with family. Offline-first, privacy-first, and built for real life. Free. Forever.

WithinBudget makes expense tracking fast enough to become a habit. Log transactions in 3 taps, track spending across 33+ currencies, and share budgets with family — all without connecting your bank account.

WHY WITHINBUDGET?

Blazing Fast Entry • 3 taps, 5 seconds per transaction • Smart defaults and cached balances • Faster than waiting for bank sync

True Multi-Currency Support • Native support for 33+ currencies • Real exchange rates, automatic conversion • Track USD income, EUR expenses, GBP savings, and more — in one budget • Switch between currencies with a single tap

Built for Families • Real-time budget sync for couples and families • Shared budgets, individual accounts

Privacy by Design • No bank credentials required • Manual entry = you control your data • Local-first storage, sync is optional

Works Everywhere • Full offline functionality • Track spending anywhere, sync when ready • Perfect for travelers and expats

PERFECT FOR:

• Digital nomads earning in one currency, living in another • Families who want to stay aligned on spending without sharing bank passwords • Anyone frustrated with bank sync that constantly breaks • Privacy-conscious users who value control over their financial data

THE MINDFUL SPENDING ADVANTAGE:

Remember when paying with cash made you think twice before buying? WithinBudget brings that awareness back—but makes it fast enough for modern life. Every time you log a transaction, you create a micro-moment of financial awareness. That tiny pause is how spending habits change.

GENEROUS FREE TIER:

• Unlimited transactions • Multi-currency conversion • 4 accounts (checking, savings, cash, credit) • 2 income streams • Unlimited budgets and goals • Full offline functionality

Upgrade only when you need: • Cloud sync (access from multiple devices) • Family sharing (real-time coordination) • Unlimited accounts and income streams • Better historic rates for accurate reporting

WHY MANUAL ENTRY?

Automatic bank sync made spending invisible. Tap-to-pay purchases feel like "just numbers changing" instead of actual money leaving your account. WithinBudget's 3-tap entry is fast enough to not break your flow—but intentional enough to create awareness.

NO BANK CREDENTIALS = NO BREACH RISK:

When banks get hacked, WithinBudget users don't even get the email. We never ask for your bank login because we never need it. Your transactions stay on your device until you choose to sync.

BUDGETING SHOULD BE SIMPLE:

Budgeting is hard. Family budgeting is a nightmare. WithinBudget makes it simple, intuitive, and fast—so the app doesn't add to the stress.

Download WithinBudget and start tracking expenses in any currency, anywhere in the world.