Turbobulls

Turbobulls encrypts your transactions on your device, with AES-256, before they are sent. What reaches the server is ciphertext, so your holdings, amounts and balances are not readable by us. That is a property of the architecture, not a policy we promise to keep. It runs in the browser, so you get that property on every device you own, with the return math already done for you rather than left as an export.

What it tracks. Stocks, ETFs, crypto and funds across any number of brokers and accounts, in over 30 currencies with FX applied on the trade date. Unlisted holdings too - property, private equity, collectibles - as custom assets. Alongside that, the personal-finance side: cash accounts, income and expenses with categories, savings rate, and a projection of progress toward financial independence.

The math. ROI, money-weighted return (IRR), time-weighted return, Sharpe ratio, maximum drawdown, return volatility, MOIC, realised against unrealised gains, cost basis per lot, and the capital-gain against currency-gain split that most trackers quietly fold together. Dividends carry withholding tax, splits are applied retroactively, and income is reported as trailing twelve months, indicated annual income, yield on cost and current yield - all net, all in your base currency. You can compare any of it against benchmarks you choose.

Getting data in, and out. File importers for Interactive Brokers, XTB, Revolut personal, TradeVille, ING Romania, Raiffeisen Romania and Salt Bank and many more, plus a generic CSV mapper for everything else. You pick the broker; if the file does not match, the app says so and points at the adapter that does. The preview flags duplicates and the commit is atomic. CSV and Excel export are on every plan, free included, because a tracker you cannot leave is not private. Imports are files, not a broker connection: we never ask for your broker credentials, because holding them would undo what the encryption buys you.

Privacy, as engineering. Inside the app: no advertising trackers, no autocapture, no session recording, no data sold. Error reporting is masked. Your data is stored and processed in the EU. The full architecture - what is encrypted, what the server can still see, and the exact parameters - is documented on the site rather than summarised in a badge.

Practical details. Works in any browser and installs as an app on desktop and mobile, including offline. There is a permanent free plan that needs no card, and every account starts with fourteen days of everything. After the trial you can pay for the side you actually use, spending or investing or both, and paying for one side never shrinks the other. Cancel and nothing is deleted: your data stays encrypted where it is and is readable again if you come back. There is a read-only demo that needs no signup at all.

Made in Bucharest, EU.