Apps similar to Toshl include HomeBank, which is free and open source. Other options are MoneyManager Ex, You Need A Budget, MoneyTool and Recurring Expense Tracker. You're spoiled for choice with Personal Finance Tools like Toshl: we list more than 100 alternatives for Android, iPhone, the web, iPad and Windows.
AI-powered expense tracker that imports bank statements from PDFs and CSVs, detects subscription creep, spots spending spikes, and tells you exactly where to cut, without linking your bank account.
United States
KiwiBudget is a Zero-Sum Budgeting tool which provides a easy way to set your budget and get your finances in order.
Privacy-first browser budgeting app for tracking income, expenses, savings goals and balances, with retirement modelling. The free tier works without an account and keeps data in the browser; Premium adds scenarios, reports, custom categories and Germany-hosted sync.
Canada
I built Oikos because I couldn't find a self-hosted finance tool that actually tracks a real multi-currency investment portfolio. Firefly III and Actual Budget are both great, but neither does much beyond cash accounts — no multi-currency holdings, no cost basis, no...
Greece
EU
Browser-based financial modeling tool for personal and small-business planning. Model accounts, scheduled transfers, loans, interest and expenses, then forecast balances, detect cash gaps, adjust for inflation or currency, and compare scenarios.
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