Sparklets

Most money apps show you the problem. Sparklets can act on it.

Bills are watched until the payment actually clears. Mark a bill scheduled, or let Money see the autopay, and it keeps watching until the money shows on your account. If an autopay never lands, you hear about it. That is the late fee you did not pay.

Smart alerts are quiet by design. One panel, only when something needs you: a bill that did not clear, an autopay that failed, a budget that moved past its pace. Everything else stays silent.

Your assistant can fix what Money finds. An expired card on a subscription, a charge to dispute, a bill to renegotiate, a plan to cancel: the personal AI assistant handles the email, makes real phone calls, and fills forms in a secure browser. You watch it work in Live View and can take over at any step. The same assistant carries longer projects too, a roof repair from quotes to final payment, a child's school year, a college application season, buying a house.

The rest of your money, in one clear picture: accounts across your banks and cards, spending and income by month and category, budgets built from your last twelve months, net worth as what you own minus what you owe, and investments with holdings, allocation and value over time. Bank connections are read-only.

No ads, and nothing is ever sold or shared. You pay for your assistant, so it works for you and nobody else. Money alone is $10 a month; the assistant with Money starts at $30 a month, pay as you go. Web, iPhone and iPad.