Ripple is described as 'monetary system that makes simple obligations between friends as useful for making payments as regular money' and is a Cryptocurrency Coin in the Business & Commerce category. There are more than 50 alternatives to Ripple, not only websites but also apps for a variety of platforms, including Linux, Windows, Mac and Android. Most alternatives are Cryptocurrency Coins and Money Transfer Services. The best alternative is Bitcoin, which is both free and Open Source. Other great sites and apps similar to Ripple are Monero (Free, Open Source), Ethereum (Free, Open Source), Litecoin (Free, Open Source) and Dogecoin (Free, Open Source).
Bitcoin is a peer-to-peer digital currency. Peer-to-peer (P2P) means that there is no central authority to issue new money or keep track of transactions. Instead, these tasks are managed collectively by the nodes of the network.
Bitcoin vs Ripple opinions
pros, cons and recent comments
Ripple(XRP) is centralized, with limited edition and also provide appropriate control on a transactions list as was created for financial institutions.
Monero is a digital currency that is secure, private, and untraceable. It is open-source and freely available to all. With Monero, you are your own bank. Only you control and are responsible for your funds, and your accounts and transactions are kept private from prying eyes.