Metro2 icon
Metro2 icon

Metro2

Cloud-based Metro 2 credit reporting software that helps lenders, credit unions, and fintechs generate compliant Metro 2 files for credit bureau submission.

Metro2 screenshot 1

Cost / License

  • Subscription
  • Proprietary

Platforms

  • Online
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Metro2 information

  • Developed by

    US flagSwitch Labs

  • Licensing

    Proprietary and Commercial product.

  • Pricing

    Subscription ranging between $19 and $49 per month.

  • Alternatives

    2 alternatives listed

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  • Supported Languages

    • English
Metro2 was added to AlternativeTo by switchlabs on and this page was last updated .

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What is Metro2?

Metro2 by Switch Labs is a modern, cloud-based credit reporting platform designed for financial institutions of all sizes. Upload your billing data, map fields to Metro 2 format with drag-and-drop field mapping, validate for compliance errors in real-time, and export files ready for Equifax, Experian, and TransUnion.

Key features include bureau-grade validation with 100+ compliance rules, customizable templates, audit trails, a modern dashboard for managing accounts, and support for both US and Canadian credit bureaus. Delivery options include cloud download, API integration, and SFTP direct to bureaus.

Plans start at $19/month for up to 100 records, with SMB ($29/mo), Corporate ($49/mo), and Enterprise tiers available. Metro2 is SOC 2 Type II certified with AES-256 encryption.