Kakaw icon
Kakaw icon

Kakaw

Manual-entry envelope budgeting app with unlimited accounts and transactions, supports 40+ currencies, works offline as a PWA, offers privacy-first account recovery, optional receipt scanning, recurring expense detection, bill reminders, and financial lessons.

Kakaw screenshot 1

Cost / License

  • Freemium (Subscription)
  • Proprietary

Platforms

  • Online
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Features

Properties

  1.  Privacy focused

Features

  1.  Works Offline
  2.  Dark Mode
  3.  Ad-free
  4.  Support for multiple currencies
  5.  Expense Tracking

Kakaw News & Activities

Highlights All activities

Recent activities

  • You Need A Budget icon
    mgnoriega added Kakaw as alternative to You Need A Budget
  • Maoholguin updated Kakaw
  • Maoholguin updated Kakaw
  • mgnoriega added Kakaw

Kakaw information

  • Licensing

    Proprietary and Freemium product.

  • Pricing

    Subscription that costs $5 per month + free version with limited functionality.

  • Alternatives

    1 alternatives listed

  • Badge

    Get an embeddable badge for Kakaw

  • Supported Languages

    • English
    • Spanish

AlternativeTo Category

Business & Commerce

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Kakaw was added to AlternativeTo by mgnoriega on and this page was last updated .
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Official Links

What is Kakaw?

Kakaw is a budgeting app offering envelope-style control without needing bank details. The free plan offers unlimited manual accounts, transactions, and basic budgets. The premium version includes receipt scanning, net worth tracking, financial lessons, recurring expense detection, and bill reminders.

Unlike many US budgeting apps, Kakaw doesn't require bank OAuth or online banking passwords. Accounts are available in quetzales, dollars, and 40+ currencies. The app works offline and data syncs privately when reconnected. No email, phone, or real name is required for account recovery.

Kakaw is suitable for those wanting a lower cost than YNAB-class tools, multi-currency support, privacy-first manual entry, and a Guatemala-first Spanish experience (also in English). It's not suitable for those needing automatic bank import, a single-currency native desktop suite with deep multi-year reporting, or bank-linked automation.