IOU Alternatives

IOU is described as 'Do you hate putting an entire tab on your card, taking a picture of the receipt, and then calculating what everyone owes you? Then IOU is for you! This app will scan a receipt for you and itemize it. Then, you can add the people in your party and go one by one choosing what they' and is an app. There are more than 50 alternatives to IOU for a variety of platforms, including iPhone, Web-based, Android, iPad and Android Tablet apps. The best IOU alternative is Spliit, which is both free and Open Source. Other great apps like IOU are HomeBank, Splitwise, Splitser and SplitBills.

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Alternatives list

  1. Cashinator icon
     2 likes
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    Share money with friends on your vacation. Without complicated bells and whistles! Simply enter your expenses and costs on your journey, share the trip with friends via QR code and keep track of all travel costs. Completely without registration.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
     
  2. Copy a direct link to this comment to your clipboard

    Cospend is a Nextcloud application to manage shared expenses in a group of people while staying in control of your personal data. It's easy to install (one click) in a Nextcloud instance and can be used with MoneyBuster, its Android client.

    Cost / License

    Platforms

    • Android
    • Self-Hosted
     
  3. Splid icon
     7 likes
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    Splid helps friends manage their money. Perfect for vacations, share housing and groups who need to share expenses, Splid keeps track of every transaction and shows who owes whom how much. It is simply the easiest way to manage group expenses.

    74 Splid alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
     
  4. Settle Up icon
     7 likes
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    SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills and expenses. It comes in handy when you're planning a group trip or a party and don't want to have it ruined by constant discussions over "who paid" and...

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
     
  5. Tribeez icon
     2 likes
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    Flatshares, families, friends... you don't have to worry about organizing your tribe, Tribeez handles the splitting of common expenses, but also provides a shared calendar, tasks, notes, polls... all from a beautiful and easy-to-use application!.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
     
  6. WieBetaaltWat icon
     2 likes
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    With WieBetaaltWat you can manage a list with your shared expenses. Easily enter your expenses and check the group balance. Settle the list and it calculates exactly who has to pay what to whom!.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
     
  7. Memodude icon
     3 likes
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    Memodude keeps track of who you lent to, reduces your receivables and gets rid of bad payers. A unique algorithm cancels out debts and keeps your preferences into account when doing so: which connections you prefer owing you and of which you are doubtful that they will repay you.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  8. MoneyMe icon
     2 likes
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    With MoneyMe you can control your daily costs using your Android mobile and your PC. You can insert quickly and easily your expenses and start making stadistics.

    Cost / License

    • Freemium
    • Proprietary

    Alerts

    • Discontinued

    Platforms

    • Windows
    • Android
    • Android Tablet
     
  9. Copy a direct link to this comment to your clipboard

    Spend Together is an app dedicated to help you and your friends manage joint expenses painlessly. It’s suitable for trips with friends, roommates, couples or any other IOUs. Public beta: https://testflight.apple.com/join/plMhyWoV.

    Cost / License

    • Pay once
    • Proprietary

    Platforms

    • iPhone
    • Apple Watch
     
    • Spend Together is the most popular commercial alternative to IOU.

    • Spend Together is Paid and ProprietaryIOU is also Paid and Proprietary
  10. Copy a direct link to this comment to your clipboard

    Take a photo and just talk. Our AI understands how you want to split the bill—even complex splits, in any language, like you’d explain to a friend.

    Cost / License

    • Free Personal
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
    • KillBbill - AI Split Bill is the most popular SaaS alternative to IOU.

    • KillBbill - AI Split Bill is Free Personal and ProprietaryIOU is Paid and Proprietary
  11. TabSplit icon
     4 likes
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    TabSplit allows users to keep track of their "social debts". So if you go out and share a tab it’s easy to split it up between your friends and know who has paid the tab and who owes you the remaining money.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Android
     
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