FinTech Lite

FinTech Lite is a collection of simple, privacy-focused financial utilities designed for people who want to model their finances without handing over their bank login credentials or personal data.

Unlike most modern fintech apps, FinTech Lite runs its calculations entirely in your browser using Local Storage. Your financial data (debts, income logs, subscription lists) never leaves your device and is never sent to a server.

Current Tools Include:

Subscription Auditor: A private alternative to apps like Rocket Money. Manually list your recurring costs to visualize your "Monthly Burn" and identify leaks in your budget.

Debt Destroyer: A mathematical model to compare the Debt Snowball vs. Debt Avalanche payoff methods side-by-side.

Freelancer Tracker: A simple ledger for gig workers to log irregular income and calculate estimated tax set-asides instantly.

Key Features:

• No Sign-Up Required: Start using the tools immediately. No email or account needed.
• 100% Private: Data persists via your browser's Local Storage API.
• Export Your Data: Download your plans and logs as CSV (for Excel) or JSON (for backup).
• Transparent Math: These are pure calculators; no AI "recommendations" or upsells.

Disclaimer: FinTech Lite provides self-service tools for educational and illustrative purposes only. The content and results generated are mathematical estimates based on user inputs and do not constitute financial, tax, or legal advice.