Finexer
Finexer is an FCA-authorised, API-driven Open Banking platform designed to help businesses access real-time financial data and process instant Pay-By-Bank transactions securely and seamlessly. By directly connecting to all UK banks, Finexer enables businesses to reduce payment...
Cost / License
- Paid
- Proprietary
Application type
Platforms
- Online
- Software as a Service (SaaS)
Features
- Bank integration
- Bank Reconciliation
- Online Banking
- Recurring Billing
- Payment Processing
- Ad-free
- Support for multiple currencies
- Currency Conversion
Finexer News & Activities
Recent activities
- alistairpennington-erp reviewed Finexer
From an ERP integration viewpoint, Finexer has helped bring more consistency into financial data flows. Bank feeds align well with system structures, which means fewer breaks in reconciliation logic over time. It’s also easier to maintain accurate reporting without relying on manual adjustments, and overall data handling feels more controlled and predictable in day-to-day operations.
- alistairpennington-erp liked Finexer
- ameliabrooks-pay reviewed Finexer
Strong alignment with UK banking standards made integration straightforward. Payment initiation and bank data flows worked reliably within ERP processes, improving control and reducing manual finance tasks.
- ameliabrooks-pay liked Finexer
- danielfoster-ins reviewed Finexer
Reliable bank data access makes it much easier to verify director disclosures and reconstruct financial activity without chasing incomplete records. Consistent and low-friction to use.
- danielfoster-ins liked Finexer
- adolf-clarke-riskops reviewed Finexer
Quick to implement and delivers consistently structured transaction data. Makes it easier to verify real business activity and reduce reliance on uploaded documents during onboarding.
- adolf-clarke-riskops liked Finexer
- lewiscarter-rentops reviewed Finexer
It feels more agile than the bigger providers. Once you’re past the initial vendor checks, it’s a solid and responsive platform to work with.
- lewiscarter-rentops liked Finexer
What is Finexer?
Finexer is an FCA-authorised, API-driven Open Banking platform designed to help businesses access real-time financial data and process instant Pay-By-Bank transactions securely and seamlessly. By directly connecting to all UK banks, Finexer enables businesses to reduce payment processing costs, enhance financial transparency, and streamline cash flow management.
Our solutions cater to all sizes of businesses, including startups, SMEs, and enterprises across multiple industries, including Accounting & ERP, Payroll, PropTech, Financial Services, and FinTech and more.
Why Choose Finexer?
- 3x Faster Deployment – Get up and running quickly with seamless API integration.
- Instant Payments & Financial Data – Process real-time transactions and access enriched banking insights.
- Secure & Compliant – Fully FCA-regulated, ensuring data privacy and compliance.
- Cost-Effective – Reduce transaction costs by up to 90% compared to card payments.
- White-Labelled Solution – Customize branding and features to match your business needs.
Our Open Banking Solutions: 🔹 Open Banking Payments (PIS) APIs Enable seamless, account-to-account (A2A) transactions without intermediaries, reducing costs and increasing speed.
- Instant Pay-By-Bank – Accept secure, instant payments via mobile, online checkout, or QR codes.
- Bulk Payouts – Process multiple transactions in one click, perfect for payroll, supplier payments, and refunds.
- Recurring Payments – Automate subscription payments with Variable Recurring Payments (VRP) and Sweeping solutions.
🔹 Open Banking Enriched Data (AIS) APIs Unlock real-time financial insights to improve decision-making and compliance.
- Transactional Data – Access live bank transactions to enhance accounting, lending, and customer insights.
- Balance Check – Monitor income, expenses, and balances for risk assessment and affordability checks.
- Bank Account Verification – Instantly authenticate accounts using Sort Code, IBAN, and BIC to prevent fraud.
Our Commitment: We are committed to driving innovation and excellence in the financial sector. We believe in the potential of open banking to provide a more inclusive and equitable financial ecosystem. Our solutions are designed to foster transparency, enhance customer engagement, and boost financial inclusion across the board.
Our vision is to transform the financial services industry by making open banking the backbone of modern financial solutions, ensuring more transparent, efficient, and inclusive financial ecosystems worldwide. We aspire to become a leader in open banking by providing solutions that meet current financial demands and anticipate future trends and challenges.
Finexer's mission is to simplify complex financial processes, making them more accessible and user-friendly for businesses of all sizes.





Comments and Reviews
I’ve used Finexer’s Open Banking API for building my payments startup,and the experience has been excellent. The integration with UK banks was fast, documentation was clear, and the compliance framework gave us confidence in handling client data.
From an ERP integration viewpoint, Finexer has helped bring more consistency into financial data flows. Bank feeds align well with system structures, which means fewer breaks in reconciliation logic over time. It’s also easier to maintain accurate reporting without relying on manual adjustments, and overall data handling feels more controlled and predictable in day-to-day operations.
Strong alignment with UK banking standards made integration straightforward. Payment initiation and bank data flows worked reliably within ERP processes, improving control and reducing manual finance tasks.
Reliable bank data access makes it much easier to verify director disclosures and reconstruct financial activity without chasing incomplete records. Consistent and low-friction to use.
Quick to implement and delivers consistently structured transaction data. Makes it easier to verify real business activity and reduce reliance on uploaded documents during onboarding.
It feels more agile than the bigger providers. Once you’re past the initial vendor checks, it’s a solid and responsive platform to work with.
The data structure is fairly clean, so it feeds into our reconciliation workflows without much rework. APIs are predictable, and transaction references are usually usable, which helps keep matching rates steady and reduces manual checks.