Finexer
Finexer is an FCA-authorised, API-driven Open Banking platform designed to help businesses access real-time financial data and process instant Pay-By-Bank transactions securely and seamlessly. By directly connecting to all UK banks, Finexer enables businesses to reduce payment...
Cost / License
- Paid
- Proprietary
Application type
Platforms
- Online
- Software as a Service (SaaS)
Features
- Bank integration
- Bank Reconciliation
- Online Banking
- Recurring Billing
- Ad-free
- Payment Processing
- Support for multiple currencies
- Currency Conversion
Finexer News & Activities
Recent activities
- rorykensington-ops reviewed Finexer
The data is structured in a way that fits fairly cleanly into our reconciliation pipelines. API behaviour is consistent, and transaction references are usually usable for matching, which reduces the need for manual fixes during daily processing.
- rorykensington-ops liked Finexer
- calebwhitmore-data reviewed Finexer
The data comes in a well-organized format that makes it easier to plug into reconciliation and reporting workflows without building heavy transformation layers. API behavior is consistent, which helps avoid constant fixes in ingestion pipelines. Day-to-day reliability has been good, especially when dealing with recurring transaction patterns.
- calebwhitmore-data liked Finexer
- victoriahargr reviewed Finexer
Finexer makes accessing real-time client banking data straightforward during onboarding and financial reviews. It reduces manual document collection and helps ensure advisors are working with accurate, up-to-date financial information.
- victoriahargr liked Finexer
- sophieschnieder747 reviewed Finexer
Finexer’s AIS API lets clients securely link their bank accounts during onboarding, allowing us to access transaction data instantly. It reduces paperwork, eliminates manual uploads, and helps our team perform financial reviews much faster.
- sophieschnieder747 liked Finexer
- adrian-lockwood-tech reviewed Finexer
Helps make raw bank transaction descriptions much clearer, especially when working with AIS feeds from multiple banks. Merchant normalization and categorisation reduce a lot of the manual cleanup teams usually have to do before analysis or reconciliation.
- adrian-lockwood-tech liked Finexer
What is Finexer?
Finexer is an FCA-authorised, API-driven Open Banking platform designed to help businesses access real-time financial data and process instant Pay-By-Bank transactions securely and seamlessly. By directly connecting to all UK banks, Finexer enables businesses to reduce payment processing costs, enhance financial transparency, and streamline cash flow management.
Our solutions cater to all sizes of businesses, including startups, SMEs, and enterprises across multiple industries, including Accounting & ERP, Payroll, PropTech, Financial Services, and FinTech and more.
Why Choose Finexer?
- 3x Faster Deployment – Get up and running quickly with seamless API integration.
- Instant Payments & Financial Data – Process real-time transactions and access enriched banking insights.
- Secure & Compliant – Fully FCA-regulated, ensuring data privacy and compliance.
- Cost-Effective – Reduce transaction costs by up to 90% compared to card payments.
- White-Labelled Solution – Customize branding and features to match your business needs.
Our Open Banking Solutions: 🔹 Open Banking Payments (PIS) APIs Enable seamless, account-to-account (A2A) transactions without intermediaries, reducing costs and increasing speed.
- Instant Pay-By-Bank – Accept secure, instant payments via mobile, online checkout, or QR codes.
- Bulk Payouts – Process multiple transactions in one click, perfect for payroll, supplier payments, and refunds.
- Recurring Payments – Automate subscription payments with Variable Recurring Payments (VRP) and Sweeping solutions.
🔹 Open Banking Enriched Data (AIS) APIs Unlock real-time financial insights to improve decision-making and compliance.
- Transactional Data – Access live bank transactions to enhance accounting, lending, and customer insights.
- Balance Check – Monitor income, expenses, and balances for risk assessment and affordability checks.
- Bank Account Verification – Instantly authenticate accounts using Sort Code, IBAN, and BIC to prevent fraud.
Our Commitment: We are committed to driving innovation and excellence in the financial sector. We believe in the potential of open banking to provide a more inclusive and equitable financial ecosystem. Our solutions are designed to foster transparency, enhance customer engagement, and boost financial inclusion across the board.
Our vision is to transform the financial services industry by making open banking the backbone of modern financial solutions, ensuring more transparent, efficient, and inclusive financial ecosystems worldwide. We aspire to become a leader in open banking by providing solutions that meet current financial demands and anticipate future trends and challenges.
Finexer's mission is to simplify complex financial processes, making them more accessible and user-friendly for businesses of all sizes.
Finexer information
Developed by
Finexer Ltd Licensing
Proprietary and Commercial product.Alternatives
2 alternatives listedSupported Languages
- English
Comments and Reviews
I’ve used Finexer’s Open Banking API for building my payments startup,and the experience has been excellent. The integration with UK banks was fast, documentation was clear, and the compliance framework gave us confidence in handling client data.
The data is structured in a way that fits fairly cleanly into our reconciliation pipelines. API behaviour is consistent, and transaction references are usually usable for matching, which reduces the need for manual fixes during daily processing.
The data comes in a well-organized format that makes it easier to plug into reconciliation and reporting workflows without building heavy transformation layers. API behavior is consistent, which helps avoid constant fixes in ingestion pipelines. Day-to-day reliability has been good, especially when dealing with recurring transaction patterns.
Finexer makes accessing real-time client banking data straightforward during onboarding and financial reviews. It reduces manual document collection and helps ensure advisors are working with accurate, up-to-date financial information.
Finexer’s AIS API lets clients securely link their bank accounts during onboarding, allowing us to access transaction data instantly. It reduces paperwork, eliminates manual uploads, and helps our team perform financial reviews much faster.
Helps make raw bank transaction descriptions much clearer, especially when working with AIS feeds from multiple banks. Merchant normalization and categorisation reduce a lot of the manual cleanup teams usually have to do before analysis or reconciliation.
One challenge in statement reviews is that transaction descriptions vary a lot between banks. Enrichment layers that standardize merchants and categorize activity make it easier to follow the money across accounts. APIs like Finexer help structure that raw data so analysts can focus more on the actual review rather than interpreting transaction text.