Finexer
Finexer is an FCA-authorised, API-driven Open Banking platform designed to help businesses access real-time financial data and process instant Pay-By-Bank transactions securely and seamlessly. By directly connecting to all UK banks, Finexer enables businesses to reduce payment...
Cost / License
- Paid
- Proprietary
Application type
Platforms
- Online
- Software as a Service (SaaS)
Features
- Bank integration
- Bank Reconciliation
- Ad-free
- Payment Processing
- Recurring Billing
- Online Banking
Finexer News & Activities
Recent activities
- danielharperuk172 reviewed Finexer
Finexer provides dependable, secure open-banking access that simplifies bank data and pay-by-bank flows, reducing manual work and speeding up reconciliation for finance teams and fintech products.
- danielharperuk172 liked Finexer
- cianodonnell44 reviewed Finexer
Solid open-banking infrastructure that saves time and improves financial workflows when paired with existing software.
- cianodonnell44 liked Finexer
- declanmurphyy679 reviewed Finexer
Stable, permissioned bank feeds
Simplifies reconciliation and reporting
Pay-by-bank with clear audit trail
Reduces integration and compliance effort
- declanmurphyy679 liked Finexer
- dianaalex194 reviewed Finexer
Finexer gives accounting firms live, client-permissioned bank data, faster reconciliation, pay-by-bank for invoices, and built-in AML/KYC evidence. One API connects many banks, cutting manual work and fees while enabling real-time books and better cash-flow advice.
- dianaalex194 liked Finexer
- chloeebennett1 reviewed Finexer
We’ve been using Finexer for just over a year at BrightCart. It’s reliable, easy to manage, and has streamlined both customer payments and vendor payouts.
What is Finexer?
Finexer is an FCA-authorised, API-driven Open Banking platform designed to help businesses access real-time financial data and process instant Pay-By-Bank transactions securely and seamlessly. By directly connecting to all UK banks, Finexer enables businesses to reduce payment processing costs, enhance financial transparency, and streamline cash flow management.
Our solutions cater to all sizes of businesses, including startups, SMEs, and enterprises across multiple industries, including Accounting & ERP, Payroll, PropTech, Financial Services, and FinTech and more.
Why Choose Finexer?
- 3x Faster Deployment – Get up and running quickly with seamless API integration.
- Instant Payments & Financial Data – Process real-time transactions and access enriched banking insights.
- Secure & Compliant – Fully FCA-regulated, ensuring data privacy and compliance.
- Cost-Effective – Reduce transaction costs by up to 90% compared to card payments.
- White-Labelled Solution – Customize branding and features to match your business needs.
Our Open Banking Solutions: 🔹 Open Banking Payments (PIS) APIs Enable seamless, account-to-account (A2A) transactions without intermediaries, reducing costs and increasing speed.
- Instant Pay-By-Bank – Accept secure, instant payments via mobile, online checkout, or QR codes.
- Bulk Payouts – Process multiple transactions in one click, perfect for payroll, supplier payments, and refunds.
- Recurring Payments – Automate subscription payments with Variable Recurring Payments (VRP) and Sweeping solutions.
🔹 Open Banking Enriched Data (AIS) APIs Unlock real-time financial insights to improve decision-making and compliance.
- Transactional Data – Access live bank transactions to enhance accounting, lending, and customer insights.
- Balance Check – Monitor income, expenses, and balances for risk assessment and affordability checks.
- Bank Account Verification – Instantly authenticate accounts using Sort Code, IBAN, and BIC to prevent fraud.
Our Commitment: We are committed to driving innovation and excellence in the financial sector. We believe in the potential of open banking to provide a more inclusive and equitable financial ecosystem. Our solutions are designed to foster transparency, enhance customer engagement, and boost financial inclusion across the board.
Our vision is to transform the financial services industry by making open banking the backbone of modern financial solutions, ensuring more transparent, efficient, and inclusive financial ecosystems worldwide. We aspire to become a leader in open banking by providing solutions that meet current financial demands and anticipate future trends and challenges.
Finexer's mission is to simplify complex financial processes, making them more accessible and user-friendly for businesses of all sizes.





Comments and Reviews
I’ve used Finexer’s Open Banking API for building my payments startup,and the experience has been excellent. The integration with UK banks was fast, documentation was clear, and the compliance framework gave us confidence in handling client data.
Finexer provides dependable, secure open-banking access that simplifies bank data and pay-by-bank flows, reducing manual work and speeding up reconciliation for finance teams and fintech products.
Solid open-banking infrastructure that saves time and improves financial workflows when paired with existing software.
Stable, permissioned bank feeds
Simplifies reconciliation and reporting
Pay-by-bank with clear audit trail
Reduces integration and compliance effort
Finexer gives accounting firms live, client-permissioned bank data, faster reconciliation, pay-by-bank for invoices, and built-in AML/KYC evidence. One API connects many banks, cutting manual work and fees while enabling real-time books and better cash-flow advice.
We’ve been using Finexer for just over a year at BrightCart. It’s reliable, easy to manage, and has streamlined both customer payments and vendor payouts.
We’ve used Finexer for over a year at Worklyn and it’s made onboarding and payouts far more efficient. A steady, low-maintenance tool.