Cadances

Cadances is a stock and dividend portfolio tracker. It consolidates positions held across multiple brokers and platforms into one portfolio, and reports its performance, dividend income, tax exposure and allocation drift.

EVERYTHING YOU OWN, IN ONE PLACE Track stocks, ETFs, bonds, crypto and commodities from every broker and platform you use. Bring positions in three ways: automatic read-only broker sync (with up to five years of transaction history), CSV or Excel import from any broker with automatic column detection, or by hand. Split them across as many account wrappers as you hold (taxable, ISA, PEA, TFSA, RRSP, 401(k), IRA, PIR, ISK, super), each priced with its own tax treatment. Automatic FX conversion covers 30 currencies.

PERFORMANCE Your total return against the S&P 500 and MSCI Europe, over the window you pick. Both return figures are shown: the money-weighted return (XIRR) your own timing earned, and the time-weighted return the portfolio itself made. Volatility and drawdown sit behind every number, and weekly, monthly and annual reports close off each period with a plain-language verdict.

DIVIDEND TRACKING See what you were paid and what is coming, on a calendar, a payment history back to your first transaction, and a 12-month forecast priced net of your own country's tax. Every holding carries a 0 to 100 dividend safety score. A dividend simulator with DRIP modelling and a stock screener over a curated dividend universe, including the Dividend Kings shortlist, complete the toolkit.

TAX, WITH THE OFFICIAL FORMS PRE-FILLED Dividend and capital-gains rules for 34 countries of residence, each modelled on its own law, plus a report of the foreign withholding you can reclaim. For residents of France, the UK and the US, Cadances pre-fills the official forms with your own numbers, ready to check and file. Six more countries get every figure mapped to its exact line or box, and a tax summary PDF comes in your filing currency.

ALLOCATION RULES Set target weights, and Cadances tells you when what you hold drifts past the limits you set.

ALSO INCLUDED Intraday prices, refreshed as often as every 30 seconds on the top plans. Dividend and risk alerts. Calendar sync to your phone. CSV and Excel export. A read-only demo portfolio to try every Elite feature before you pay. An interface in English, French, Spanish, Dutch, German and Italian. Data is stored in the EU, and broker connections are read-only with no trading access.

PLANS Start with a 15-day free trial of Lite, no credit card needed. Four plans (Lite, Premium, Elite and Ultimate) are billed monthly or yearly, with two months free on yearly billing, in ten currencies with a local price point for each. The pre-filled tax forms come with Elite and Ultimate.