Avanci

Avanci is a budgeting and savings planner built around one question: how much can I spend this month without putting my goals at risk?

You enter your income, your fixed expenses and the projects you are saving for (a trip, a home down payment, a car, a wedding...). Avanci turns them into a monthly plan: how much to set aside for each project, when you will reach it, and what is left to live on. You spend that amount freely, without guilt.

Key features:

• Monthly "left to live on" amount, recalculated after each monthly check-in
• Life projects with a target amount and date, and automatic allocation of your savings between them
• 12-month trajectory chart showing expenses, savings and progress for every project
• Choice of savings pace: on schedule, or as fast as your budget allows
• Monthly check-in to confirm what you actually saved, with a progress score
• Treat ideas that fit your budget, and a savings tip each month
• Email reminders and a monthly recap
• "What if" scenarios to test a change in income or expenses (Pro)
• CSV export of your data (Pro)

Privacy first: Avanci never asks for bank credentials and does not sync with your bank. It only uses the amounts you enter. Data is encrypted in transit and at rest and hosted in the European Union (GDPR). You can delete your account and all your data at any time.

Pricing: the Free plan covers one active life project with the full monthly plan. Avanci Pro (EUR 4.99/month or EUR 49/year) tracks up to 5 projects and adds scenarios, a detailed monthly recap, CSV export and priority support. Every new account gets a 14-day Pro trial with no credit card required.

Available in English and French. Works in any browser and can be installed on your phone's home screen.