Zerosum Budget
Zerosum is a zero-based budgeting app for people who want to plan their money, not just track it. You assign every dollar a purpose — rent, groceries, savings — until your "Ready to Budget" reaches zero.
Features
Properties
- Privacy focused
Features
- Ad-free
- Bank integration
- Multiple Account support
- Goal Tracking
- End-to-End Encryption
- Cash Flow Analysis
- Cloud Sync
- Import CSV Data
- Recurring Billing
- Dark Mode
- Support for multiple currencies
- Real time collaboration
Zerosum Budget News & Activities
Recent activities
- pedrofidalgo7 added Zerosum Budget
pedrofidalgo7 added Zerosum Budget as alternative to You Need A Budget, Sure, Actual Budget and Monarch
Zerosum Budget information
What is Zerosum Budget?
Zerosum is a zero-based budgeting app for people who want to plan their money, not just track it. You assign every dollar a purpose — rent, groceries, savings — until your "Ready to Budget" reaches zero.
Built as a modern, affordable alternative to YNAB. Basic plan is $30/year for manual budgeting, Pro is $55/year with automatic bank sync (SimpleFin for US/Canada, Pluggy for Brazil/Latin America).
Core features: budget categories with flexible savings goals, recurring transactions, split transactions, loan and mortgage tracking, 12 analytics reports (net worth, cash flow, spending trends, etc.), and full import from YNAB. Share your budget with up to 5 family members on a single subscription.
Works on any device as a PWA — install it from your browser, no app store needed. 35-day free trial, no credit card required.


