

Netfiscus
Private, multi-currency net worth tracker with real investment analytics (MWRR, P&L), historical timeline, and full data export. Track stocks, property, crypto, collectibles - anything with value. Pay-per-use credits. No subscriptions. No bank connections. No ads. No data selling.
Cost / License
- Pay once
- Proprietary
Application type
Platforms
- Online
- Software as a Service (SaaS)
Features
Properties
- Privacy focused
Features
- Ad-free
- Import CSV Data
- Currency Conversion
- End-to-End Encryption
- Dark Mode
- Cash Flow Analysis
- Support for multiple currencies
Netfiscus News & Activities
Recent activities
- hugronaphor updated Netfiscus
hugronaphor added Netfiscus as alternative to Monarch and You Need A Budget
hugronaphor added Netfiscus as alternative to BalanceViewer: Net Worth- hugronaphor added Netfiscus
Netfiscus information
What is Netfiscus?
NetFiscus is a private, multi-currency net worth tracker for investors, expats, digital nomads, and anyone tired of subscription-based finance apps that demand your bank passwords.
Most net worth tools force a tradeoff: share bank credentials for automation, or stay in spreadsheets. NetFiscus eliminates that tradeoff - professional-grade analytics without sacrificing privacy or paying recurring fees.
WHY IT'S DIFFERENT
No other tool combines all four: privacy (zero bank connections), multi-currency support (with historical exchange rates), no-subscription pricing, and dedicated net worth analytics. Competitors make you choose.
FEATURES
Asset & Debt Tracking: Stocks, bonds, ETFs, crypto, real estate, cash, precious metals, collectibles - anything with value. Track debts for true net worth. Two modes: Financial (adjusts for cash flows) and Standard (exact values).
Investment Analytics: Automatic money-weighted rate of return (MWRR) shows your actual compound growth rate. P&L tracking across assets, collections, or your entire portfolio. Not just "what's my balance" but "how well are my investments performing."
Historical Timeline: Every update is a permanent record. Purchases, sales, deposits, withdrawals, dividends - complete history with intelligent gap filling when you miss months.
Multi-Currency: Conversions using historical exchange rates, not just today's rate. Supports SDR (IMF Special Drawing Rights) for currency-neutral global wealth comparison.
Future Projections: Project growth based on your real historical data, not generic assumptions.
Full Data Export: CSV, JSON, full ZIP backup. Import from spreadsheets. Zero lock-in.
PRICING
Pay-per-use credits that never expire. No monthly or annual fees. Analytics, charts, and exports are always free. Delete entries within 30 days for a full credit refund. Pay only when you add data, not for viewing your own numbers.
PRIVACY & SECURITY
No bank connections. No Plaid. No third-party data sharing. No tracking cookies. Passkey support (Face ID, Touch ID, hardware keys). All data encrypted. Delete your account and all data permanently anytime.
IDEAL FOR
FIRE Community: Real investment returns (MWRR), not just balance snapshots. Self-Directed Investors: Accurate performance metrics across multiple brokerages. Expats & Digital Nomads: Multi-currency with historical rates. No geographic restrictions. Privacy-Conscious Users: Financial data never touches third-party aggregators. Spreadsheet Users: Same control, with automated analytics and multi-currency math. Property Investors: Track value, rental income, and expenses with automatic ROI.
10 minutes per month to maintain. Start free - new signups receive credits to fully evaluate with real data. No credit card required.



