Loan Tracker: You Owe Me icon
Loan Tracker: You Owe Me icon

Loan Tracker: You Owe Me

Track IOUs, debts, and shared expenses, set reminders, and use AI-written follow-ups to get paid back without awkward messages.

See a simple running balance for each person—always know who owes whom and how much.
Generate a polite message to ask for repayment, with a clear breakdown and optional shareable summary link.
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Add a loan by speaking naturally—names, amount, category, and date are filled in automatically.

Cost / License

  • Freemium (Pay once or Subscription)
  • Proprietary

Platforms

  • iPhone
  • iPad
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Features

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  1.  Support for multiple currencies
  2.  Cloud Sync
  3.  Ad-free
  4.  Multiple Account support
  5.  Works Offline
  6.  Dark Mode
  7.  Reminders
  8.  No registration required

 Tags

  • ai-follow-ups
  • friends-roommates
  • loan-tracker
  • split-bills
  • shared-expenses
  • iou-tracker
  • payback
  • debt-tracker
  • iphone-apps

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Loan Tracker: You Owe Me information

  • Developed by

    UA flagIevgenii Iablonskyi
  • Licensing

    Proprietary and Freemium product.
  • Pricing

    One time purchase ranging between $35 and $50, and / or subscription that costs $3 per month + free version with limited functionality.
  • Alternatives

    0 alternatives listed
  • Supported Languages

    • English

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Business & CommerceOffice & Productivity
Loan Tracker: You Owe Me was added to AlternativeTo by eugen_yablonski on and this page was last updated .
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What is Loan Tracker: You Owe Me?

YouOweMe is an iOS loan tracker (IOU / debt app) that helps you track who owes whom — and makes the hardest part easier: the money conversations. With AI Follow-Ups, you can generate a polite ready-to-send payback message (with a clear breakdown), so you don’t waste time “wording it right” or avoiding reminders.

Best for: • Tracking money friends owe you (or you owe them) • Shared expenses and split bills (equal or custom splits) • Keeping a clean timeline of borrow/lend history • Small business / client payments without spreadsheets

Key features: • AI Follow-Ups: Generate a polite message to request payment with a clear breakdown (optional shareable summary link). • Voice-to-Entry: Add entries by speaking naturally (names, amounts, categories, dates). • Smart Reminders: One-time and recurring reminders for repayments and regular bills. • Running balance: Always see who owes whom and how much. • Recurring entries: Great for rent, subscriptions, utilities. • Interest rate tracking: For long-term or larger amounts. • Sync + multiple profiles: Use across devices with multiple cloud profiles under one login. • Privacy: Face ID / Touch ID lock. • Works offline and no mandatory sign-up to start.

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