

Loan Tracker: You Owe Me
Track IOUs, debts, and shared expenses, set reminders, and use AI-written follow-ups to get paid back without awkward messages.
Cost / License
- Freemium (Pay once or Subscription)
- Proprietary
Platforms
- iPhone
- iPad

Loan Tracker: You Owe Me
Features
- Support for multiple currencies
- Cloud Sync
- Ad-free
- Multiple Account support
- Works Offline
- Dark Mode
- Reminders
- No registration required
Tags
- ai-follow-ups
- friends-roommates
- loan-tracker
- split-bills
- shared-expenses
- iou-tracker
- payback
- debt-tracker
- iphone-apps
Loan Tracker: You Owe Me News & Activities
Recent activities
eugen_yablonski added Loan Tracker: You Owe Me as alternative to Sono: Debt tracker and manager and Debts Tracker & Loans Manager- eugen_yablonski A comment was removed from Loan Tracker: You Owe Me
- eugen_yablonski added Voice input as a feature to Loan Tracker: You Owe Me
- eugen_yablonski liked Loan Tracker: You Owe Me
- eugen_yablonski added Loan Tracker: You Owe Me
- POX updated Loan Tracker: You Owe Me
Loan Tracker: You Owe Me information
What is Loan Tracker: You Owe Me?
YouOweMe is an iOS loan tracker (IOU / debt app) that helps you track who owes whom — and makes the hardest part easier: the money conversations. With AI Follow-Ups, you can generate a polite ready-to-send payback message (with a clear breakdown), so you don’t waste time “wording it right” or avoiding reminders.
Best for: • Tracking money friends owe you (or you owe them) • Shared expenses and split bills (equal or custom splits) • Keeping a clean timeline of borrow/lend history • Small business / client payments without spreadsheets
Key features: • AI Follow-Ups: Generate a polite message to request payment with a clear breakdown (optional shareable summary link). • Voice-to-Entry: Add entries by speaking naturally (names, amounts, categories, dates). • Smart Reminders: One-time and recurring reminders for repayments and regular bills. • Running balance: Always see who owes whom and how much. • Recurring entries: Great for rent, subscriptions, utilities. • Interest rate tracking: For long-term or larger amounts. • Sync + multiple profiles: Use across devices with multiple cloud profiles under one login. • Privacy: Face ID / Touch ID lock. • Works offline and no mandatory sign-up to start.


