Circle Pay

Send friends money like you send anything else — easy and free — whether they’re in the same room or a different country. Give your roomie the rent, collect for the big trip in a group text and send your friend abroad a drink on you. All without worry. US dollars are FDIC-insured up to $250,000.

FAST & EASY • Pay friends and family instantly with just a phone number or email • Set up in 30 seconds • Just as easy to request money (equally important)

• Cash out to your debit card instantly, even nights and weekends

FREE • Free to download and free to use • No fees and no exchange rate markups between dollars (USD), pounds (GBP) and euro (EUR) — the rate you see on Google is the rate you get • Cash out to your debit card for, you guessed it, free (We’re the only ones who don’t charge anything)

FUN • We’re centered around conversations not transactions because that’s how people communicate • Add personality with photos, GIFs and emoji

SECURE • Deposits held in US dollars are FDIC-insured up to $250,000 and we’re licensed as a Money Transmitter in 48 US states and jurisdictions • If you’re sending money to the UK or Europe, you’ll be interested to know that over there we’re regulated as an E-Money Issuer • Your information is encrypted, your data is private and we’re fully PCI-DSS compliant • Plus, your account is protected by PIN, Touch ID and two-step verification

HUMAN • Live support from real human beings • We make mistakes (just making sure you’re reading)