Budget Canvas

Key Features:

Smart Budget Allocation

• 50/30/20 Rule Built-In: Start with the tried-and-tested budget framework used by millions worldwide
• Fully Customizable: Adjust percentages to match your lifestyle — maybe you prefer 60/20/20 or 40/40/20 or the billionaire track 10/10/80
• Real-Time Calculations: See your budget adjust instantly as you enter your income

Comprehensive Tracking

• Three Clear Categories: Organise budget items into Needs, Wants, and Savings/Debts
• 2,000+ Subcategories: From rent and utilities to streaming subscriptions and gym memberships — find the perfect category for every expense item
• Custom Categories: Create your own subcategories when the built-in options don't fit
• Pause expenses: Pause expenses if you need to
• Visual Progress Indicators: Colour-coded tracking shows you exactly where you stand

Multi-Profile Support

• Up to 5 Independent Profiles: Manage personal finances, side business income, joint accounts, or any other financial scenario, all in one app
• Profile Duplication: Quickly create new profiles based on existing ones
• Isolated Budgets: Each profile maintains its own income, expenses, rules, and savings goals

Savings Goals Management

• Unlimited Goals: Set as many savings goals as you need — emergency fund, vacation, new car, home down payment
• Target Dates: Set deadlines to stay motivated
• Progress Tracking: Watch your goals grow with visual progress indicators
• Smart Distribution: Automatically allocate your available savings across multiple goals, proportionally using smart distribution algorithms
• Flexible Adjustments: Undo distributions or reset individual goals as your priorities change

Monthly Closing & Historical Tracking

• Month-End Reconciliation: Close out each month with a comprehensive snapshot of your finances
• Surplus Management: Track leftover funds and decide how to allocate them
• Historical Records: View past months' data to understand your spending patterns over time
• Memo Documentation: Add notes explaining any discrepancies to the downside between planned and actual spending

Global Currency Support

• 80+ Fiat Currencies: USD, EUR, GBP, AUD, ZAR, JPY, and many more
• 40+ Cryptocurrencies: Receive your income in crypto? No problem. Bitcoin, Ethereum, and other popular digital currencies are supported.
• Proper Formatting: Each currency displays with correct decimal places and symbols

Data Security & Portability

• 100% Private: All data stays on your device — never seen, stored, or transmitted from your device
• Local Account Only: Create a local passphrase vault on your device (no email, phone, or name)
• Export & Backup: Download your complete profile data as an encrypted JSON file for safekeeping or sync to your Google account (mobile only)
• Import & Restore: Easily restore your data on any device or recover from a backup
• Offline Capable: Works without an internet connection after initial load