Free You Need A Budget AlternativesBudget Managers & Personal Finance Tools like You Need A Budget

The best free alternative to You Need A Budget is Money Manager Ex, which is also Open Source. If that doesn't suit you, our users have ranked more than 100 alternatives to You Need A Budget and loads of them is free so hopefully you can find a suitable replacement. Other interesting free alternatives to You Need A Budget are HomeBank, MoneyWallet, Firefly III and Actual Budget.

You Need A Budget alternatives are mainly Personal Finance Tools but may also be Budget Managers or Spreadsheet Apps. Filter by these if you want a narrower list of alternatives or looking for a specific functionality of You Need A Budget.

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Android + Open Source

You Need A Budget

112

Paid • Proprietary
Budget Manager

Gain Total Control of Your Money.

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Money Manager Ex
Is this is a good alternative?
Yes
No
Free • Open Source
Personal Finance Tool
Budget Manager
Mac
Windows
Linux
PortableApps.com
209 Money Manager Ex alternatives
Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.
- - Money Manager Ex is the most popular Windows, Mac & Linux alternative to You Need A Budget.
- - Money Manager Ex is the most popular Open Source & free alternative to You Need A Budget.
Suggest and vote on features
Money Manager Ex Features
1. Recurring BillingMoney Manager Ex lets you set, track or charge scheduled payments at custom or predefined intervals to a product or service.
2. PortableMoney Manager Ex can be used from a USB stick or similar with no prior installation.
3. Import CSV DataMoney Manager Ex can import data from a CSV (Comma seperated values) file.
Dropbox integration
Google Drive integration
Multiple languages
Portfolio Analytics
Opinions about Money Manager Ex as a Alternative to You Need A Budget
Most users think Money Manager Ex is a great You Need A Budget alternative.
HomeBank
Is this is a good alternative?
Yes
No
Free • Open Source
Personal Finance Tool
Budget Manager
Online Banking Tool
Mac
Windows
Linux
Symbian S60
BSD
224 HomeBank alternatives
HomeBank is a free software. Use it to manage your personal accounts. It is designed to easy to use. Analyse your finances in detail using powerful filtering tools and graphs.
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HomeBank Features
1. Multiple Account supportHomeBank support multiple accounts without the need to logout and login
2. Recurring BillingHomeBank lets you set, track or charge scheduled payments at custom or predefined intervals to a product or service.
3. Currency ConversionHomeBank lets you convert different currencies based on the latest exchange rates.
4. Bank integrationYou can view and record your banking activity automatically within HomeBank.
5. Support for multiple currenciesHomeBank allows you to use more than one currency.
6. Import CSV DataHomeBank can import data from a CSV (Comma seperated values) file.
7. Dark ModeHomeBank supports dark mode for comfortable usage in low light conditions.
8. No registration requiredYou can use most of the features in HomeBank without registration.
9. PortableHomeBank can be used from a USB stick or similar with no prior installation.
Categories
Money Tracking
Tagging
Multiple languages
Category Filters
Android Sync
Ad-free
Works Offline
Annual Budgeting solution
Interface Overlay
Comments about HomeBank as a Alternative to You Need A Budget
Some users think HomeBank is a great You Need A Budget alternative, some don't.
odedarbel
It is not envelop based, which is the main feature of YNAB, Also no syncing to other devices, and they don't have a mobile application - which is a must for tracking expenses.
Negative comment •
4
MoneyWallet
Is this is a good alternative?
Yes
No
Free • Open Source
Personal Finance Tool
Budget Manager
Android
F-Droid
237 MoneyWallet alternatives
MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.
- - MoneyWallet is the most popular Android alternative to You Need A Budget.
Suggest and vote on features
MoneyWallet Features
1. Currency ConversionMoneyWallet lets you convert different currencies based on the latest exchange rates.
2. Works OfflineMoneyWallet can be used without the need to connect to the internet.
3. Privacy focusedMoneyWallet is considered a privacy friendly alternative.
Categories
Double Entry Accounting
Firefly III
Is this is a good alternative?
Yes
No
Free • Open Source
Budget Manager
Personal Finance Tool
Android
Android Tablet
Self-Hosted
Cloudron
113 Firefly III alternatives
Financial manager, it can help you keep track of expenses, income, budgets and everything in between. It even supports credit cards, shared household accounts and savings accounts.
- - Firefly III is the most popular Android Tablet & Self-Hosted alternative to You Need A Budget.
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Firefly III Features
1. Privacy focusedFirefly III is considered a privacy friendly alternative.
2. Ad-freeFirefly III doesn't contain any form of external advertising.
3. Cash Flow AnalysisFirefly III offers an overview of your expected cash balances based on your transactions.
4. Multiple Account supportFirefly III support multiple accounts without the need to logout and login
5. Import CSV DataFirefly III can import data from a CSV (Comma seperated values) file.
6. Support for multiple currenciesFirefly III allows you to use more than one currency.
Financial reporting
Actual Budget
Is this is a good alternative?
Yes
No
Free • Open Source
Budget Manager
Personal Finance Tool
Online
Self-Hosted
57 Actual Budget alternatives
Actual is a personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.
- - Actual Budget is the most popular Web-based alternative to You Need A Budget.
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Actual Budget Features
1. Works OfflineActual Budget can be used without the need to connect to the internet.
2. Privacy focusedActual Budget is considered a privacy friendly alternative.
3. Ad-freeActual Budget doesn't contain any form of external advertising.
4. No registration requiredYou can use most of the features in Actual Budget without registration.
5. End-to-End EncryptionActual Budget has E2E Encryption, for entire or parts of the app.
Zero-based budgeting
Comments about Actual Budget as a Alternative to You Need A Budget
Almost everyone thinks Actual Budget is a great You Need A Budget alternative.
Guest
It is open source, hence provides better privacy guarantees.
Positive comment •
0

aji
This is an envelope-based budgeting software similar to YNAB. The program is pretty snappy and quick (vs. YNAB's web software that I find runs very slowly on my laptop). It's only 4 USD a month which is much cheaper.
Positive comment •
0
Ivy Wallet
Is this is a good alternative?
Yes
No
Free • Open Source
Budget Manager
Personal Finance Tool
Android
61 Ivy Wallet alternatives
Ivy Wallet helps you track your spending, manage your budget, and plan future payments with a modern budget manager app.
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Ivy Wallet Features
1. Ad-freeIvy Wallet doesn't contain any form of external advertising.
2. Support for multiple currenciesIvy Wallet allows you to use more than one currency.
3. Dark ModeIvy Wallet supports dark mode for comfortable usage in low light conditions.
4. Currency ConversionIvy Wallet lets you convert different currencies based on the latest exchange rates.
5. Works OfflineIvy Wallet can be used without the need to connect to the internet.
6. Import CSV DataIvy Wallet can import data from a CSV (Comma seperated values) file.
7. Recurring BillingIvy Wallet lets you set, track or charge scheduled payments at custom or predefined intervals to a product or service.
8. Cash Flow AnalysisIvy Wallet offers an overview of your expected cash balances based on your transactions.
9. No registration requiredYou can use most of the features in Ivy Wallet without registration.
Expense Tracking
Goal Tracking
Financier
Is this is a good alternative?
Yes
No
Freemium • Open Source
Budget Manager
Personal Finance Tool
Online
48 Financier alternatives
Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.
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Financier Features
1. Cloud SyncSync your data (notes, documents, bookmarks, etc.) across your different devices and to the cloud.
2. Ad-freeFinancier doesn't contain any form of external advertising.
3. Works OfflineFinancier can be used without the need to connect to the internet.
Zero-based budgeting
Money Tracking
Comments about Financier as a Alternative to You Need A Budget
Almost everyone thinks Financier is a great You Need A Budget alternative.
Guest
Financier has a lot in common with YNAB4 but is lighter, faster and web based.
Positive comment •
1

Guest
Works on exactly the same philosphy. Ready made replacement but much cheaper - even free.
Positive comment •
1
Numbers
Is this is a good alternative?
Yes
No
Free • Proprietary
Spreadsheet App
Mac
Online
iPhone
iPad
83 Numbers alternatives
Create gorgeous spreadsheets with Numbers for Mac. Get started with one of over 30 Apple-designed templates for your home budget, checklist, invoice, mortgage calculator, and more. Add tables, charts, text, and images anywhere on the free-form canvas.
- - Numbers is the most popular iPad alternative to You Need A Budget.
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Numbers Features
1. Real time collaborationMultiple users can work together in Numbers simultaneously.
2. Cloud SyncSync your data (notes, documents, bookmarks, etc.) across your different devices and to the cloud.
3. Ad-freeNumbers doesn't contain any form of external advertising.
4. Works OfflineNumbers can be used without the need to connect to the internet.
5. LightweightNumbers consumes less device resources compared to similar apps.
6. No registration requiredYou can use most of the features in Numbers without registration.
7. No Coding RequiredNumbers can be used without an coding or programming skills.
8. Import CSV DataNumbers can import data from a CSV (Comma seperated values) file.
Sync with iCloud
Comments about Numbers as a Alternative to You Need A Budget
This alternative is disputed. Numbers is still a legitimate You Need A Budget alternative, but it might have issues that some users think are important.
Guest
Numbers is spreadsheet, not financial.
Negative comment •
6

Guest
It is not budgeting software, it's a spreadsheet. While you can make a budget with it, it doesn't provide the ease of access that a dedicated app would.
Negative comment •
1
Wallet App
Is this is a good alternative?
Yes
No
Freemium • Proprietary
Budget Manager
Personal Finance Tool
Online
Android
iPhone
Android Tablet
iPad
64 Wallet App alternatives
Wallet helps you flexibly plan your budget and track spending, so you stay in control and achieve your future goals. Actively plan and manage your finances, together with the people you trust, across multiple currencies, banks, and financial institutions.
Suggest and vote on features
Wallet App Features
1. Bank integrationYou can view and record your banking activity automatically within Wallet App.
2. Cash Flow AnalysisWallet App offers an overview of your expected cash balances based on your transactions.
3. Dark ModeWallet App supports dark mode for comfortable usage in low light conditions.
4. Currency ConversionWallet App lets you convert different currencies based on the latest exchange rates.
5. Recurring BillingWallet App lets you set, track or charge scheduled payments at custom or predefined intervals to a product or service.
6. Support for multiple currenciesWallet App allows you to use more than one currency.
7. Works OfflineWallet App can be used without the need to connect to the internet.
8. Import CSV DataWallet App can import data from a CSV (Comma seperated values) file.
9. Cloud SyncSync your data (notes, documents, bookmarks, etc.) across your different devices and to the cloud.
Statistics and Reports
Toshl
Is this is a good alternative?
Yes
No
Freemium • Proprietary
Budget Manager
Personal Finance Tool
Online
Android
iPhone
95 Toshl alternatives
Easy to use mobile expense tracker who saves to cloud and has amazing graphs and charts. Exports to CSV, Excel, PDF, Google Docs and even sends e-mail reports. Iphone, Symbian, Android, Nokia Maemo, Blackberry, Windows Phone 7 phone apps available.
Suggest and vote on features
Toshl Features
1. Bank integrationYou can view and record your banking activity automatically within Toshl.
2. Support for multiple currenciesToshl allows you to use more than one currency.
Expense Tracking
Cryptocurrency support
Save money