Microsoft Money AlternativesOnly Free apps categorised as Personal Finance Tools for Windows

There are many alternatives to Microsoft Money for Windows and since it's discontinued a lot of people are looking for a replacement. The best free Windows Personal Finance Tool alternative is GnuCash, which is also Open Source. If that doesn't suit you, our users have ranked more than 25 alternatives to Microsoft Money and 13 are free and Personal Finance Tools available for Windows so hopefully you can find a suitable replacement. Other interesting free Windows Personal Finance Tool alternatives to Microsoft Money are Money Manager Ex, HomeBank, KMyMoney and Skrooge.

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Microsoft Money alternatives are mainly Personal Finance Tools, but if you're looking for Budget Managers or Online Banking Tools you can filter on that. Other popular filters include Free + Online Banking. You can also filter by region, for example EU-based alternatives if you prefer software developed in the European Union. These are just examples - use the filter bar below to find more specific alternatives to Microsoft Money.
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Microsoft Money was & will be Microsoft's personal finance software. It was designed for computers using the Microsoft Windows operating system, though versions for Windows Mobile were also available (available for...

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Microsoft Money alternatives page was last updated Apr 16, 2024
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  1. GnuCash icon
     388 likes
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    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    281 GnuCash alternatives

    License model

    • FreeOpen Source

    Country of Origin

    • US flagUnited States

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com

    Properties

    1.  Privacy focused

    Features

    1.  Online Banking
    2.  Bookkeeping
    3.  Account hierarchy
    4.  Double Entry Accounting
    5.  Ad-free
    6.  Works Offline
    7.  Recurring Billing
    8.  Portable
    9.  Import CSV Data
    10.  No registration required
    11.  Bank Reconciliation
    12.  Money Tracking

    GnuCash VS Microsoft Money

     
    Comments about GnuCash as an Alternative to Microsoft Money
    Most Recent Comment
    Guest
    Negative Feb 1, 2023
    1

    Its logic is very different from MS Money (because of double entry). It's not intuitive. I don't like the interface and especially reports, most of which I don't even understand.

    Guest
    Negative Sep 1, 2021
    1

    GnuCash is accounting software for small businesses, not financial management for individuals.

    Guest
    Negative Dec 6, 2019
    2

    GnuCash and Microsoft Money are profoundly different pieces of software. I can't imagine why this was listed as an alternative.

    Show more comments
    3 of 4 comments
    Microsoft Money Icon
    GnuCash icon
    • Most users think GnuCash is a great Microsoft Money alternative.

    • GnuCash is the most popular Windows, Mac & Linux alternative to Microsoft Money.

    • GnuCash is the most popular Open Source & free alternative to Microsoft Money.

    • GnuCash is Free and Open SourceMicrosoft Money is Free and Proprietary
    • GnuCash is Privacy focusedMicrosoft Money is not according to our users
  2. Copy a direct link to this comment to your clipboard

    Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    249 Money Manager Ex alternatives

    License model

    • FreeOpen Source

    Country of Origin

    • International

    Platforms

    • Mac
    • Windows
    • Linux
    • PortableApps.com
    • Android
    • F-Droid

    Money Manager Ex Features

    1. Dropbox icon  Dropbox integration
    2.  Recurring Billing
    3.  Portable
    4. Google Drive icon  Google Drive integration
    5.  Import CSV Data
    6.  Multiple languages
    7.  Portfolio Analytics

    Money Manager Ex VS Microsoft Money

     
    Comments about Money Manager Ex as an Alternative to Microsoft Money
    Guest
    Negative Aug 12, 2015
    -1

    Importing from banks is very poor.

    Microsoft Money Icon
    Money Manager Ex icon
    • Most users think Money Manager Ex is a great Microsoft Money alternative.

    • Money Manager Ex is the most popular Android alternative to Microsoft Money.

    • Money Manager Ex is Free and Open SourceMicrosoft Money is Free and Proprietary
  3. HomeBank icon
     137 likes
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    HomeBank is a free software. Use it to manage your personal accounts. It is designed to easy to use. Analyse your finances in detail using powerful filtering tools and graphs.

    256 HomeBank alternatives

    License model

    • FreeOpen Source

    Country of Origin

    • BE flagBelgium
    • European Union flagEU

    Platforms

    • Mac
    • Windows
    • Linux
    • Symbian S60
    • BSD

    Top HomeBank Features

    1.  Money Tracking
    2.  Multiple Account support
    3.  Dark Mode
    4.  No registration required
    5.  Portable
    6.  Ad-free
    7.  Works Offline
    8.  Import CSV Data
    9.  Recurring Billing
    10.  Currency Conversion
    11.  Bank integration
    12.  Support for multiple currencies

    HomeBank VS Microsoft Money

     
    Comments about HomeBank as an Alternative to Microsoft Money
    BrB3
    Positive Apr 3, 2022
    0

    I used Microsoft money for a long time, but I needed to change to a more OS friendly software to keep my finances, after trying a few different programs, HomeBank was my favourite, although it lacked some features, and it took me a while to figure out how to transfer my Microsoft Money files to HomeBank, I ultimately figured it out and having used Homebank for a few years now, I can say that for my needs it works wonders. If you want to keep an eye on your budget, I highly recommend Homebank.

    Guest
    Negative Jan 11, 2016
    0

    Very user unfriendly, did not import qif data correctly.

    Microsoft Money Icon
    HomeBank icon
    • Most users think HomeBank is a great Microsoft Money alternative.

    • HomeBank is Free and Open SourceMicrosoft Money is Free and Proprietary
  4. KMyMoney icon
     45 likes
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    KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.

    206 KMyMoney alternatives

    License model

    • FreeOpen Source

    Country of Origin

    • DE flagGermany
    • European Union flagEU

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub

    KMyMoney Features

    1.  Investment Tracking
    2.  Tax Management
    3.  Financial reporting
    4.  Asset Budgeting

    KMyMoney VS Microsoft Money

     
  5. Skrooge icon
     25 likes
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    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    235 Skrooge alternatives

    License model

    • FreeOpen Source

    Country of Origin

    • FR flagFrance
    • European Union flagEU

    Platforms

    • Mac
    • Windows
    • Linux

    Properties

    1.  Privacy focused

    Features

    1.  Multiple Account support
    2.  Scheduling
    3.  Financial reporting
    4.  Support for multiple currencies
    5.  Import CSV Data
    6.  Works Offline
    7.  Dark Mode
    8.  Recurring Billing
    9.  Ad-free
    10.  No registration required
    11.  Multiple languages

    Skrooge VS Microsoft Money

     
  6. PocketSmith icon
     13 likes
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    PocketSmith is a financial management tool that consolidates your financial accounts, forecasts cash flow, and helps control expenses. It provides future financial projections, connects to over 12,000 global financial institutions, and supports multi-currency transactions.

    License model

    • FreemiumProprietary

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • Chrome OS
    • Android
    • iPhone
    • iPad
    • Android Tablet
    • Mac
    • Windows
    • Linux

    PocketSmith VS Microsoft Money

     
  7. Copy a direct link to this comment to your clipboard

    Emjysoft Personal Finance is a handy tool to simplify the management of your personal and family finances. With a clear and intuitive interface, you can easily manage your bank accounts and track your budget in seconds, regardless of your computer skills.

    License model

    • FreeProprietary

    Country of Origin

    • FR flagFrance
    • European Union flagEU

    Platforms

    • Windows

    Properties

    1.  Privacy focused

    Features

    1.  Multiple Account support
    2.  No registration required
    3.  Ad-free
    4.  Works Offline
    5.  Import CSV Data
    6.  Support for multiple currencies
    7.  Bank integration
    8.  Cash Flow Analysis

    Emjysoft Personal Finance VS Microsoft Money

     
  8. Grisbi icon
     20 likes
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    Grisbi is a personal accounting application running under GNU/Linux and Windows, released under the GPL licence.

    129 Grisbi alternatives

    License model

    • FreeOpen Source

    Application type

    Platforms

    • Mac
    • Windows
    • Linux

    Grisbi Features

    1.  Double Entry Accounting

    Grisbi VS Microsoft Money

     
  9. AceMoney icon
     7 likes
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    AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, German, Spanish, Russian, Italian, Dutch, French, Hebrew, Portuguese, Polish, Hungarian and Swedish, with 25 languages alltogether.

    78 AceMoney alternatives

    License model

    • FreemiumProprietary

    Country of Origin

    • US flagUnited States

    Platforms

    • Mac
    • Windows
    • Windows Mobile

    AceMoney Features

    1.  Portable
    2.  Multiple languages

    AceMoney VS Microsoft Money

     
  10. Buddi icon
     3 likes
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    Buddi is a personal finance and budgeting program, aimed at those who have little or no financial background.

    License model

    • FreeOpen Source

    Platforms

    • Mac
    • Windows
    • Linux

    Buddi Features

    1.  Ad-free

    Buddi VS Microsoft Money

     
10 of 13 Microsoft Money alternatives