Ledge is described as 'is the simple way to borrow money from friends and family- and automatically pay them back on the terms that you choose'. There are six alternatives to Ledge for a variety of platforms, including iPhone, Android, iPad, Online / Web-based and Blackberry. The best alternative is Zelle, which is free. Other great apps like Ledge are Venmo (Paid), MoneyMailMe (Free), Lenny (Free) and Exilend (Free).
Lenny is the platform trusted by Millennials to build their credit scores by borrowing as little $50. Earn Lenny Points monthly by mastering your credit management skills. Redeem points for reward, such as balance increases and spacial offers!.
Exilend is Friends & Family Lending platform which brings lenders and borrowers together and help create & track loans, provides payment reminders, extensive reports and many features. Available for free on Web & Android!
LendPal is the easy way keep track of money and other items you borrow or lend to friends, family or roommates. Splitting the rent, managing your home expenses, sharing groceries or keeping track of your balances with roommates, family and friends.